Central Credit Corporation began its operations in 1988 as Buy Here Pay Here entity for Ricart Automotive Group located in Columbus, Ohio.   In 1991, the company was organized as Central Credit Corporation consolidating the underwriting and collection departments under one facility located in Reynoldsburg, Ohio.  We currently employ 52 people with backgrounds in underwriting, banking, collections, accounting and paralegal work. 

Central Credit Corporation provides indirect sub-prime automobile financing for consumers with credit issues.  Central Credit Corporation assists in meeting the needs of people who may not have access to conventional sources, by offering automobile dealers a wide range of financing options for their customer. Central Credit Corporation uses 20 years of experience to fulfill the needs of dealers and consumers throughout our region, by making reliable and consistent credit decisions so the dealer can focus on selling cars.  Our goal is to be the sub-prime lender of choice for our clients and the customer.